Stop Malware, Overlays & Session Takeover

App & Device Protection

A secure login does not guarantee a secure session. Banking malware, overlay attacks, and remote access tools operate after authentication — bypassing every control applied at login. This page explains what the threat looks like and how Ektar stops it.

The attack happens after the customer logs in. Most banks have no defence at that layer.

Banking trojans and malware targeting mobile apps grew 196% in 2024. Once a customer’s device is compromised, fraudsters can intercept credentials, overlay fake screens on top of the banking app, inject fraudulent transactions, or control the device remotely — all while the customer believes they are using their bank’s legitimate app. These attacks are invisible to authentication controls and network-level monitoring.

CBUAE has now mandated that banking sessions be suspended automatically when malware or screen-sharing is detected — a specific, enforceable requirement that most banks currently have no way to meet.

0

Banking malware growth (2024)

Banking trojans targeting mobile apps. The customer’s phone has become the primary attack surface.

0 %

Banks with runtime session protection

CBUAE mandates malware-triggered session suspension. Most banks currently have no solution for this.

Real-time

When attacks happen

Overlay and RAT attacks operate during live sessions. Detection must happen in the same timeframe — not during post-session analysis.

Use Cases Addressed

What Banks Need

Fraud no longer waits for a customer to make a mistake. Overlay attacks, remote access trojans, and repackaged app clones now target the device itself — often before a single credential is entered. Banks need real-time, on-device detection that stops these threats at the source and satisfies CBUAA’s session-suspension requirements without added friction for legitimate users.

Overlay attack prevention

Detect fake screens placed on top of the banking app before the customer enters any credentials.

Remote access tool (RAT) blocking
Detect when a fraudster has taken control of the customer’s device and is operating it remotely.
Malware and trojan detection
Identify banking trojans at the device level, even when they run silently in the background.
App integrity assurance
Detect tampered, repackaged, or injected versions of the banking app before they can execute.
CBUAE session suspension compliance
Automatically suspend and alert when malware or screen-sharing is detected, as required by regulation.
CBUAE Notice 3057

Regulatory Alignment

Explicitly requires that banking sessions be suspended when malware or screen-sharing is detected. This is not a general security best practice — it is a specific, enforceable compliance requirement with a hard deadline that has now passed. Banks that do not have a session suspension capability are in breach.

Client Story

Proven in Production

The RASP SDK is live at UAE’s 3rd largest bank, protecting the mobile and online banking experience for 2M+ digital customers. Ektar continues to expand the SDK’s threat detection capabilities in active collaboration with this anchor client.

 
Get Started Today

Talk to us about app & device protection

This page explains the problem, what the regulation requires, and how Ektar solves it.